Have Kids? Get a Will

3 Top Reasons Why You Need A Will.

ESTATE PLANNING

Bora Spark

4/6/20252 min read

🛑 Top 3 Reasons You Need a Will

(Especially If You Live in Canada 🇨🇦)

When you hear the words "you need a will". What comes to mind? Do you think it’s something only the wealthy, elderly, or terminally ill need to worry about?

Wrong.

I used to think the same way, too. I thought I did not have significant assets; therefore, it was not something I needed to worry about until I was older. That all changed when I became a parent.

According to a study by the Royal Bank of Canada, only 48% of Canadians have a will. If you live in Canada, are over 18, and have any assets or dependents, you need a will. It’s not optional. It’s essential.

If you're still on the fence, below are the 3 reasons why now, not “someday,” is the time to get your will done.

1. You Choose Who Gets What👌🏽

(Not the Government)

Without a will, you die intestate—meaning your province’s laws decide who inherits your home, your money, and even your personal belongings.

Here’s the problem: provincial rules don’t know your family dynamics. Maybe you're in a common-law relationship, have stepchildren, or want to leave something to a friend or charity. Without a will, none of that happens.

With a will, you stay in control. You decide:

  • Who gets what

  • How much they get

  • When they get it

No court interference. No unwanted surprises.

2. You Decide Who Raises Your Kids

If something happens to you and the other parent, the court will appoint a guardian, and it might not be the person you’d choose.

With a will, you name a guardian you trust—someone who shares your values, your faith, your approach to discipline and love.

Though it's not something we like to think about, having a will is a gift to your children, wrapped in wisdom and foresight.

This is critical if you have minor children.

3. You Save Your Family Time, Money, and Stressđź’¸

A will makes things clear. No confusion. No disputes. No guesswork.

It helps your family:

  • Settle your estate faster

  • Avoid costly legal fees

  • Prevent conflict among loved ones

  • Handle your affairs the way you intended

Without a will, your family could face months—sometimes years—of legal hurdles. During a time of grief, that’s the last thing they need.

Ready to Write Your Will? 📝

You don’t need to be old, rich, or on your deathbed to write a will. You just need to care about what happens to your people and your possessions.

âś… The good news? You can create a legally valid will in under 20 minutes from the comfort of your home with LegalWills.ca. I recommend Canada's top-rated online will platforms because they are:

  • Trusted by hundreds of thousands of Canadians.

  • Affordable (no hourly legal fees)

  • Legally binding in your province (and in the US,

  • Includes power of attorney options

👉 Go to https://www.legalwills.ca/boraspark or enter this code - a458757780 if prompted. (Yes, I get a small commission at no extra cost to you. More importantly, you get to protect everything that matters to you.)

Final Word: Legacy > Regret

A will is about the life you’ve built and the one you will eventually leave behind. Don’t let a judge write your legacy. If you would rather consult a certified estate planner in your area, click here.

As the process is straightforward with Legal Wills, do it yourself with intention and gain peace of mind.