Single? You Need Will

Single? Top 3 Reasons You Need a Will

(Especially If You Live in Canada 🇨🇦)

You are probably familiar with the saying by Benjamin Franklin that there are two guarantees in life - death and taxes. As a Christian, I know what will happen after death, and as a working adult (who lives in Canada), I know the latter all too well. What I had not given too much thought to was what happens to my stuff. I did not realize that being single meant that there was no automatic fallback person to make decisions or inherit anything I owned (no matter how small).

If you're still on the fence, below are the 3 reasons why now, not “someday,” is the time to get your will done.

1. You Choose Who Gets What👌🏽 (Not the Government)

Without a will, you die intestate. This means that your province’s laws decide who inherits your home, your money, and even your personal belongings.

While we are at it, let's bust a myth: You don’t need to be wealthy to have a will.

If you have:

• A bank account

• A car

• Personal belongings (electronics, jewelry, art, furniture, etc.)

• RRSPs, TFSAs, or crypto

• Life insurance

...then congratulations—you’ve got an estate. Without a will, provincial laws decide who gets it.

Your assets could go to distant relatives you barely know—or skip over close friends, causes, or siblings you’d want to inherit something. A will makes sure what is yours goes to the right people.

No court interference. No unwanted surprises.

2. You Need Someone to Make Decisions if You Can't🤔

This is a big one. I know of someone in their early 20s who moved from the West Coast to the East Coast of Canada for work. One day, she decided to visit the US. Unfortunately, she had a terrible road accident. It took a few days for the parents to hear about the accident and rush to her bedside as the daughter was in a coma. What started as days, turned into weeks, then months.

The parents had an extremely difficult time advocating for the daughter's care due to the legal argument that she was no longer a minor. As the daughter had not appointed anyone to make decisions on her behalf, you can imagine what the parents went through advocating for her care, bringing her back to Canada, dealing with her stuff in the East Coast, etc.

Look, we have no guarantee that we will be here tomorrow, but should something happen, you need to have designated someone to make decisions on your behalf if you can't - also known as a power of attorney(POA). A POA handles the financial, legal affairs, health and personal care. You can have more than one POA!

3. You Can Leave a Legacy - Your Way💸

Just because you do not have a spouse or kids, it does not mean your life's work should not to somewhere meaningful.

With a will, you can:

• Leave money or possessions to friends who’ve been like family

• Support a cause or charity that matters to you

• Set up gifts for friends, nieces, nephews, or godchildren

• Appoint someone you trust as executor (instead of leaving it to chance)

Think of your will as your final love letter to the people and causes that matter to you.

Without a will, your family could face months—sometimes years—of legal hurdles. During a time of grief, that’s the last thing they need.

You Do Not Need a Lawyer 📝

You don’t need to be old, rich, or on your deathbed to write a will. You can create a legally binding will and power of attorney online.

✅ The good news? You can create a legally valid will in under 20 minutes from the comfort of your home with LegalWills.ca. I recommend Canada's top-rated online will platforms because they are:

• Trusted by hundreds of thousands of Canadians.

• Affordable (no hourly legal fees)

• Legally binding in your province

• Includes power of attorney options

👉 Go to https://www.legalwills.ca/boraspark or enter this code - a458757780 if prompted. (Yes, I get a small commission at no extra cost to you. More importantly, you get to protect everything that matters to you.)

(Yes, I get a small commission—at no extra cost to you. Win-win. More importantly, you get to protect everything that matters to you.)

Final Word: Legacy > Regret🎬

Being single means you take the lead on your legacy. It's not scary, it's empowering. A will is about the life you’ve built. Don’t let a judge write your legacy. If you would rather consult a certified estate planner in your area, click here.

As the process is straightforward with Legal Wills, start now and gain peace of mind.